Great investment opportunity! Tenant in place till May 31, 2020. An indescribable living experience awaits in the heart of historic downtown, one of NYC's most vibrant and sought-after residential destinations. This unique 3 bedroom 3 bath high-floor Armani Casa-designed apartment at luxurious 20 Pine is as much a haven as it is a home! Here you'll enjoy a cut-above lifestyle enhanced by exquisite living quarters, white-glove staff service and hotel-like amenities including a Library Lounge; Terrace Lounge with a reflecting pool, sculpted garden and city skyline backdrop; The Collection 60' lap pool and spa; The Collection Club (state-of-the art gym, yoga/meditation room, golf simulation room, billiards room and club lounge with health bar); even direct subway access right on premise! This elegant apartment offers optimum light and breathtaking views from oversized windows, not to mention a generously-sized open floor plan and 10.5-foot beamed ceilings for the ultimate airy ambiance. Premium finishes make life here even more utterly perfect, from the beautiful hardwood floors to the opulent baths adorned with stone, bronze, exotic woods, even a sybaritic recessed rain shower. The gourmet kitchen with premium Miele, Fisher & Paykel, and Sub-Zero appliances (thoughtfully concealed by rich wood cabinetry) is a vision function and beauty that flows seamlessly into the grand living/entertaining space. This apartment is part of the Penthouse Collection with exclusive access to Club 25, complete with morning paper, coffee, a fireplace and a private outdoor terrace. All in a prime Financial District location that abounds with bistros, fine dining establishments, convenient services, shops and transportation. The nearby new Fulton Center has 4/5/2/3/A/C/E/J/M subway lines (2/3 train access through the building).